Category: Wrongfully Denied Claims

If you’ve been disabled, it is important to protect your rights. A disabled individual may need extended medical care, special therapies or other accommodations. Yet coverage under your insurance policy may not be automatic. If you were initially denied, the particular policy may require you to file an appeal. It is imperative to consult with […]

When you make a disability insurance claim, you have one thing on your mind: receiving the benefits you deserve as soon as possible. Since you are unable to work, you are relying on this money to pay your bills and help you through a difficult time. The one thing you may not be thinking about […]

Changes are coming to California Paid Family Leave benefits as of 2018 that are beneficial to many employees and neutral to most employers. The current paid family leave law in the state allows eligible employees in the state to receive 55 percent of their wages for up to six weeks should they take off to […]

When your disability benefits are held up or denied, it can have consequences across your entire life. Disability insurance is provided or purchased for the sole reason that people want to protect themselves from complete loss of income if health or body capability suddenly makes them unable to perform their job. Denial of benefits through […]

If you’re filing a long term disability insurance claim, every form you complete and action you take matters. Insurance companies will look for any valid reason to deny you benefits; if you’re not careful, you may provide them with the information they can use to invalidate your claim. Learn more about the most common reasons […]

Not all long-term disability claims involve physical injuries or illnesses. Mental health issues can also require a person to take a significant period of time off from work. In West Virginia, a woman is suing Metropolitan Life Insurance Company for its failure to pay her claim after she reportedly suffered a nervous breakdown. The woman, […]

Just because you make a disability insurance claim does not mean the insurance company will pay out the appropriate benefits without delay. There are times when insurers fight against this for one reason or another. If you receive a disability insurance claim denial, you have two options. You can agree with the decision and go […]

Many people don’t give a lot of thought to the process of applying for disability insurance benefits when they are too injured or ill to work. They have an injury or illness that keeps them from performing their job, and their physician will attest to that. That should be enough to get the insurance company […]

If you are working with your insurance company to get the long term disability insurance benefits to which you are entitled, you may be unsure of how to go about things. As a result you may believe you need to turn over all of the documentation they request. This is not always necessary and caution […]

When it comes to insurance, there are two basic definitions of “bad faith” depending on whether you are speaking of the first party insurance or the third party insurance. For the first-party insurance, bad faith is defined as the refusal to pay a claim without properly investigating the claim in a timely manner or without […]