Tag: disability insurance

Chances are good most people have yet to devote a single thought to Tax Day 2020 since is still many months away. While tax considerations are not a priority right now, one’s situation can change fairly quickly. Consider what happens if you suddenly suffer a debilitating injury or illness. If the condition prevents you from […]

Anyone eligible to receive long-term disability insurance under an employer-sponsored plan or private insurance should know about “offsets,” the reductions in your benefits that can happen if you get other sources of income. Offsets are provisions in the policy that give your insurer broad permission to deduct other benefits that you are eligible to receive […]

Many hardworking professionals purchase disability insurance to safeguard against an illness or injury that renders them unable to work for an extended period of time and the financial uncertainty that follows. However, many policyholders do not revisit their coverage after they become insured, even as their income grows and circumstances change. Since disability insurance covers […]

Last week we began discussing how anyone needing surgery shouldn’t overlook their short-term disability policy. It can provide much-need support should a procedure sideline someone for weeks or months. We also discussed that this financial lifeline isn’t a guarantee. Short-term disability policies won’t cover surgical recovery unless certain requirements are met. Elimination period Private short-term […]

Millennials tend to be painted with a broad brush of stereotypes. Specifically, the narrative advanced in the press is that anyone 18-34 years old is inherently self-interested or financially troubled. Most of the millennial demographic are found to be more attuned to social media and unfortunately they are alsomore saddled with debt than their parents. […]

Memorial Day is approaching and many workers are looking forward to a well-deserved holiday break. The long weekend is a good opportunity for rest and reflection as Disability Insurance Awareness Month draws to a close. As such, it’s important to consider a survey by the Harris Poll and OneAmerica in conjunction with these efforts. Here, […]

Disability Insurance Awareness Month is almost over. Industry leaders are redoubling their efforts to get the attention of an important consumer group: workers under 40 years of age. Why? Younger workers are often oblivious to the dangers of working without long-term disability insurance. Let’s debunk the misconceptions that younger workers might have regarding disability insurance: […]

With everything from graduations to vacations, May is always a very busy time. Indeed, it’s so busy that people might not know that it’s Disability Insurance Awareness Month. Industry leaders will be stressing the need for income protection in the coming weeks. As part of this year’s campaign, efforts will be centered on working adults […]

When young professionals enter the workforce, they are faced with financial obstacles that leave little time to learn about insurance. However, when young adults choose to skip insurance coverage they don’t think they need or don’t understand, they may be financially unprepared if the unthinkable happens. This is why it’s important to contact one of […]

As an IT professional, you are invaluable to the company you work for, providing the information technology support they need to keep operations flowing smoothly. If something were to happen to you it would be a large blow to the company but, more importantly, it would be a big financial blow to you and your […]