Tag: Group Long-Term Disability Claims

DarrasLaw represents people across the United States who are facing severe mental and physical disabilities in claims for coverage under disability insurance policies. Recently, we published a blog about the challenges of filing a claim for long-term disability based on depression. We discussed a common provision in these policies that restricts wage replacement payments to […]

Last week, our blog discussed how the Department of Labor, the agency tasked with enforcing the Employee Retirement Income Security Act of 1974, recently published a final rule that will introduce new provisions designed to enhance the procedural protections and consumer safeguards offered under Section 503 of this landmark law. To recap, Section 503 of […]

Private-sector employees who submit claims for benefits under their workplace disability insurance plan can derive much-needed comfort from the fact that they are covered by the Employee Retirement Income Security Act of 1974 — or ERISA — the groundbreaking federal law that essentially safeguards disability benefits and establishes standards for plan administrators. By way of […]

Employees who have worked for a company for a long time depend on their retirement and disability benefits to get them through the years after they stop working. However, all businesses have their risks, and many businesses do not survive. What happens to these benefits when a company goes out of business? Recently, the U.S. […]

It could be argued that there has been something of a revolution over the last decade as far as workplace wellness is concerned. Indeed, while more workers than ever are now making healthy choices, incorporating exercise into their day and prioritizing a work-life balance, they are also looking more toward the future by investing in […]

Unexpected events may prevent a person from being able to work due to an illness or a disabling injury. It is often an emotional challenge and can quickly create financial distress. However, group disability insurance is one option that offers a secure income to a disabled worker. A group typically includes employees who are working […]

For many individuals in California, the day may come when their health fails and they can no longer care for themselves. Unfortunately, having enough money set aside for covering long\-term care costs can be difficult. This is where long-term care insurance comes in. Around 70 percent of individuals who get to age 65 are going […]

We are currently in the middle of one of the more stressful times of the year for employees. That’s largely because in addition to ensuring that the annual goals set by their respective employers are met over the next six to eight weeks, they must also make important decisions regarding their benefits. Indeed, workplaces across […]

When you’re filing for disability benefits, you may have the option of choosing a one-time, lump-sum payment from the insurance company. While this may sound like a great idea at the moment, you should give yourself time to consider all of the facts. If you accept a lump-sum buyout, you will not have a disability […]

In 2013, disability claim payments totals were $9.8 billion. This is an increase from the previous year by 1.6 percent. According to the 2014 Council for Disability Awareness, there are more employers offering long-term disability insurance benefits plans. Of the companies that participated in the annual CDA member Long Term Disability Claims Survey in 2013, […]