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Disabled by Depression: Tips for Filing an Individual or Group Long-Term Disability Claim

Posted June 17, 2021

A common thread among individual and group disability insurance policies, particularly for private insurers, is the explicit or implicit requirement of physicality for disability claim approvals. Sometimes, this requirement is made explicit by the policy’s language, which may categorically exclude mental disorders and conditions. Other times, this need to list a physical illness or injury […]

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Does Depression Qualify Me For Disability Benefits?

Posted October 24, 2013

Yes, it is possible to qualify for long term disability benefits if you are suffering from depression. Not all disabling conditions involve outwardly-visible physical injuries. Mental impairments, such as depression, that severely limit your ability to work may qualify you to receive long term disability benefits if you have coverage under an individual or group […]

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MENTAL HEALTH PATIENTS DENIED COVERAGE FROM UNITEDHEALTH FIGHT BACK

Posted April 12, 2013

Arbitrary limits on psychotherapy sessions for mental health patients has put UnitedHealth Group on the defensive. The New York State Psychiatric Association (NYSPA) and three individual plaintiffs have filed a class action lawsuit against the insurer for allegedly violating the Mental Health Parity and Addiction Equity Act by refusing to pay for necessary treatment for […]

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When post-traumatic stress disorder keeps a worker down

Posted February 22, 2013

Recent reports related to the Sandy Hook elementary shootings have widened the conversation about the tragedy. The violence took the lives of children and staff, but it also has altered the lives of many in the community. The New York Times addresses the mental health of the public officials who responded to the nightmarish scene. […]

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Disabilities go more than skin deep; they’re mental, too

Posted January 27, 2013

If someone asked you to give examples of a workplace disability, what would be the first thing you’d think of? A back injury from lifting something heavy? Or perhaps carpal tunnel problems from too many hours of data entry? We’re accustomed to thinking only in physical terms when we consider workplace disabilities, but the facts […]

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Could bullying lead to mental disability among workers?

Posted December 31, 2012

Bullying brings to mind the picture of girls picking on each other in the schoolyard. Or even a more current idea of bullying would be teenagers virtually picking on each other through Facebook. A new study places bullying in sort of the adult version of a schoolyard: the workplace. Researchers in Finland studied several thousand […]

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Does stigma of mental health problems keep some from help?

Posted December 6, 2012

For someone to admit that they have a disease such as cancer or Parkinson’s, it is perhaps emotionally difficult. Still, reporting those health problems comes with less negative stigma attached to it than what comes with someone saying, “I suffer from depression.” Mental health disorders are common; yet many who suffer from some sort of […]

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